Solutions
Each mandate is structured individually — for individuals and for corporates. The bands and timelines below are indicative of past work, not an offer of credit; the right structure depends entirely on the asset, the lender and the outcome you are underwriting.
For individuals
Liquidity without selling a listed position, funding a capital call, or bridging a tax outflow.
Pledged against listed equity, mutual fund units, bonds or a blended portfolio. Drawdown structured as an overdraft or a term facility, with margin thresholds negotiated rather than accepted off the shelf.
Option exercise, pre-IPO liquidity, promoter stake consolidation or refinancing an existing pledge.
Concentrated-stock lending where lender appetite depends on scrip, lock-in and governance. We manage disclosure sequencing with your counsel and company secretary.
Profiles standard underwriting misreads — variable compensation, carry, multi-jurisdiction income.
Facilities built around actual cash-flow shape rather than salary slips: bullet repayment, interest-servicing holidays, or step-up schedules tied to a known liquidity event.
Unlocking value in owned residential or commercial property without a sale.
Loan against property with revolving or term drawdown, including multi-property collateral pools and facilities across family-owned entities.
Time-critical gaps: a settlement, a purchase deadline, a delayed exit inflow.
Short-tenure facilities priced for speed, with an agreed and documented exit route before the first rupee is drawn.
Borrowing against offshore portfolios, foreign property or trust-held assets.
Coordinated with private banking relationships in Dubai, Singapore, London and Zurich, alongside your tax and trust advisers.
For corporates
Capital lines for NBFCs to scale disbursals without straining their own balance sheet.
Co-lending and on-lending facilities, portfolio-backed credit and bridge financing against loan books or securitisation pipelines, arranged with banks, larger NBFCs and private credit funds.
Funding the book while an equity round is being negotiated, not after it closes.
Working capital and receivables financing, warehousing lines for lending-led fintechs, and short-tenure facilities to bridge between funding rounds.
Construction capital, inventory funding and monetising completed, leased assets.
Project and construction finance, inventory funding against unsold units, and lease-rental discounting (LRD) on completed assets with stable tenants.
Extending runway or bridging to the next round without further dilution.
Venture debt and founder-friendly structured credit, sized against traction and existing investor support, with covenants negotiated to protect operating flexibility.